Record-keeping for money entrusted to you
Keep a factual record of every financial entry and decision made on behalf of a loved one, without the paperwork. Provide complete transparency to your family, every month.
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How it works
You make the decisions. Saldo keeps the record
It records as you go.
Every transaction documented the day it happens, not reconstructed years later from memory and bank statements.
It asks when something needs explaining.
A large withdrawal, a new payment to a caregiver, anything out of pattern. One sentence from you and it is on the record.
Your family reads it every month.
You review the month, sign it off, and it goes to whoever you choose. No one has to ask you how things are going.
The monthly report
The conversation that never has to happen
Every month Saldo compiles what happened — what came in, what went out, and your note on anything that needed one. You review it, sign it off, and it goes out.
Most family disputes over money don’t start with wrongdoing. They start with silence. A sibling who wasn’t there begins to wonder, and by the time anyone asks out loud it is already a confrontation. A monthly report is the cheapest way to make sure nobody has to ask.
Saldo
Margaret Chen
Monthly report — March 2026
Inflow
$4,200.00Outflow
$5,782.20Net
−$1,582.20Transactions
Flagged: Large transaction
Note: Care deposit increase. Facility sent written notice on March 10 — documentation on file.
A few things worth knowing
Read-only. Always.
Saldo cannot move money, pay a bill, or take any action on the account. It reads, and it documents.
You decide who sees it.
You pick the recipients. Nothing leaves until you have read the month and signed it off.
Once signed, it does not change.
Your name and the date are on it, and it is fixed. A later correction is added on top and says what changed.
Almost nothing to learn.
Set it up once. After that Saldo emails you when something needs a note, and answering takes a moment.
Who it is for
Anyone responsible for another person’s finances
It might be a parent’s accounts, a spouse’s or companion’s, or someone else’s entirely. Managing another person’s money is one of the most important responsibilities anyone can take on, and one of the least supported. Saldo gives you the same record a professional would keep — without asking you to become one.
By referral
You were referred here for a reason
Saldo is opening to a small number of families, referred by the attorneys who advise them. Book a short call and we will show you the record Saldo keeps.
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